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BPI | Promos | Loan Now, Pay Later.

News and Promos


PROMO MECHANICS

1. This promo is exclusively offered to clients who will apply for a BPI Personal Loan from November 25, 2020 to January 31, 2021 and consequently booked and availed until February 15, 2021.
2. The payment for the monthly installments as indicated in the signed promissory note and amortization schedule shall commence two (2) months after the loan release date until it’s maturity date.

     Illustrative Sample:
     Loan Release Date: November 27, 2020



3. For Preferred segment clients, the loan amount must be at least Php 100,000 and availed at 24 / 30 /36 months term to qualify for the promo interest rate at 0.95% per month.
4. For Personal segment clients, the loan amount must be at least Php 100,000 and availed at 36 months term to qualify for the promo interest rate of 0.98% per month.
4. All applications received after the 5PM encoding cut off on January 31, 2021 will no longer be qualified for this promo.
5. All applications received after the 5PM booking cut off on February 15, 2021 will no longer be qualified for this promo.
6. Clients who will apply for BPI Personal Loan Seafarer Program and/or BPI Personal Loan Employee Program are not qualified.
7. Standard application requirements and credit policies for BPI Personal Loan shall apply.
8. Promo cannot be availed in conjunction with another promo.

 

PER DTI FAIR TRADE PERMIT NO. FTEB-109266 SERIES OF 2020









The maximum annual contractual rate (ACR) is 25.60%. Flexible loan term options from 12 to 36 months. A minimal one-time processing fee of P1,500 will be deducted from the loan proceeds. Documentary Stamps Tax worth P1.50 for every P200 of loan amount will apply to loans above P250,000. To know more, clickhere.

Example: A loan amounting to P20,000 with a term of 12 months will pay P22,884, inclusive of interest. The estimated monthly amortization is P1,907 with ACR of 25.60%. Compute for your loanhere.


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