Product Information


Keep your employees happy and productive while you focus your funds and other resources on core business operations. Partner with us and let BPI facilitate their extra cash needs, from loan processing to managing monthly payments, for you.



We offer a loan program to companies who want to provide preferential and exclusive loan rates for their employees.
With our Personal Loan Employee Program, your employees can enjoy these benefits:
Exclusive access
- Reduced eligibility requirements for a loan
- Collateral-free
- Loan amount as much as 3x the monthly salary
Better rates
- Preferential monthly add-on rate
- Flexible loan tenor
- No pre-termination fee
Convenient
- Get cash in as early as 5 days
- Monthly payment is auto-debited from BPI payroll account
- Account monitoring is easily available via Express Online and our customer service team.
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What are your goals and dreams this year? Make your best plans happen with a personal loan. BPI Personal Loan helps you get extra cash for your different needs – home renovation, education, business, travel, or anything else you need now.



A Personal Loan is a good financial tool that can help you pay for immediate and planned needs where cash payment is most beneficial.
BPI personal Loan has the following features that make funding your needs easy:
- Take advantage of a Collateral-FREE loan
- Choose a loan term that is right for your budget -- pay in 12, 18, 24, 30 or 36 monthly installments
- Get up to 3x your monthly income! Loan any amount ranging from Php20,000 to Php2,000,000.
- Pay your monthly installment through our automatic debit facility --no need to issue checks or line up at the bank to pay
- Get your cash quickly and safely through your BPI account. It's that fast and easy!
- Worry-less because there is no pre-termination fee if you decide to pay your loan earlier than the maturity
BPI offers one of the lowest rates in the market, pay as low as P796 per month*! With BPI Personal Loan, mas kaya pa!
•Find out if you are ready to apply for a personal loan by taking our Loan Readiness Test.


Abutin ang pangarap para sa pamilya. Fast cash para sa home renovation, appliances, education ng anak, negosyo o ano mang pangangailangan.



Mabilis
- Minimal requirements lang ang kailangan. Check our list of requirements.
Abot Kaya
- Ang monthly installments ay mas maikli ng isang buwan kaysa job contract mo. Wala ng iisiping loan payments sa’yong pagbalik.
Walang Abala
- Hindi kailangang pumila sa branch o mag-issue ng post-dated checks. Maaaring i-set up ang Auto Debit Arrangement (ADA) sa iyong BPI account para sa monthly payments.
- Ang first monthly installment ay ibabawas sa loan amount at ang ADA ay mag-uumpisa 60 days matapos ma-release ang loan.
Ready ka ba mag-apply? Maaari mo’ng subukan ang Loan Calculator para malaman.

(i) use any contact details to communicate to me for whatever purpose;
(ii) disclose any information provided to any person or entity. For this purpose, I agree to indemnify and hold BPI Personal Loan free and harmless from any and all claims, liabilities, damages, suits or causes of action of whatever nature, now or hereafter arising from or in connection with the foregoing authorization.
